Low-income health plans Find affordable individual and family coverage
If you are looking for affordable health insurance for you and your family, there are options available to help you save on costs. Depending on factors like your age, location in Pennsylvania, your household size, and how your income compares to the Federal Poverty Level, you may qualify for free health coverage or financial assistance to help cover the cost of your medical care.
To see if you qualify for financial assistance, use our Tax Credit Calculator to explore your options for affordable health insurance in PA.
Affordable health coverage solutions for Pennsylvania residents
At Independence Blue Cross (IBX), our priority is to offer affordable health insurance plans that meet the needs of individuals and families, regardless of their financial situation. Here are a few budget-friendly health coverage options to consider:
Low-cost health plans for individuals and families
If you are currently an uninsured adult, several affordable medical insurance options are available from IBX. Depending on your circumstances, each plan offers low-cost health coverage that will fit your budget.
Catastrophic health insurance plans
If you are under 30 and you qualify for an exemption due to financial hardship, you may be able to apply for the Personal Choice EPO Catastrophic plan.
Other low-cost health insurance options in PA
Even if you don’t qualify for financial assistance based on your age or income, there are still ways to find affordable family medical insurance plans in Pennsylvania.
- If you live in Bucks, Chester, Delaware, Montgomery, or Philadelphia counties, you can choose a Keystone HMO Proactive Plan. A Keystone HMO Proactive plan gives you access to high-quality care while offering opportunities to save on health care costs.
- You can also sign up for a High-Deductible Health Plan with a Health Savings Account. This type of plan allows you to save money for future medical expenses.
Keystone First
Medical Assistance (Medicaid) recipients may be eligible for Keystone First. For more information, please call 215-937-8000 or visit www.keystonefirstpa.com.
To learn more about what factors are involved in determining plan costs, check out “How much does health insurance cost?”