Employer health plans

Small business health insurance

When it comes to caring for the people of the Philadelphia region, Independence Blue Cross (IBX) has been here from the very beginning. Building the strongest network of doctors and hospitals, cultivating the highest quality of care, supporting the whole person, and making sure care is affordable and accessible to all. We’re committed to continuing to accelerate how health care is delivered for all our members and customers. Our Blue Solutions® health plans provide cost-effective coverage and help empower your employees to stay healthier and save money on their health care.

View the 2025 Small Business Benefits brochure

Get a detailed look at all the benefits available to organizations like yours — in one convenient document.

Download brochure

Comprehensive medical plans including pharmacy and vision

Our comprehensive small business ACA-compliant medical plans include benefits for prescription drugs, pediatric dental, and pediatric and adult vision, while giving your employees access to an extensive provider network.

Independence Blue Cross Dental

Our new Independence Blue Cross (IBX) Dental portfolio provides a variety of affordable plans with a robust network, low out-of-pocket costs, and value-added savings from the brand you know and trust.

Medicare

Let us help take the work out of transitioning your employees into a healthy retirement with group, individual, and exchange options.

Spending accounts

Help your employees feel financially secure. With tax advantages for you and your employees, spending accounts (HSA and HRA) are a smart addition to your health plan offerings.

Additional workplace benefits

Build a more comprehensive health benefits solution with industry-leading products that provide a holistic approach to managing your employees’ health and wealth.

Behavioral health solutions

A member’s mental and physical health are equally important to their overall health. That’s why we offer an enhanced behavioral health experience for our members, with access to more and varied providers. Our integrated approach to behavioral health care ensures your employees receive personalized support connecting them to the right care and resources, in-person or virtually, leading to better outcomes and more informed, empowered decision-making.

Focused care

We offer solutions that go beyond medical benefits. Our programs, tools, and services give members the extra support they need to live their best lives.