Personal Choice® EPO plan
With a Personal Choice EPO plan from Independence Blue Cross, you can choose any in-network doctor or hospital. You also have in-network coverage across the U.S. through BlueCard® PPO, which offers the largest network of doctors and hospitals in the country.
You aren’t required to choose a primary care physician (PCP) or get referrals, so you can see any in-network specialist without needing permission from your PCP.
To learn more about EPOs, read “What is an Exclusive Provider Organization (EPO)?”
Is a Personal Choice EPO plan right for you?
An Independence Blue Cross Personal Choice EPO health plan may be the best option for you and your family if you:
- Live in one of these five counties
- Would like access to the largest network of doctors and hospitals in the Philadelphia region
- Want in-network coverage across the country through BlueCard PPO
- Want the freedom to see doctors and other health care specialists without a referral from a primary care physician (PCP)
Personal Choice EPO plan options
| Personal Choice EPO Bronze Classic | Personal Choice EPO Bronze Basic | |
|---|---|---|
| Deductible | $4,200 | $9,200 |
| Primary care physician visit | $65 no deductible | Visits 1-3: $20 no deductible Visits 4+: 0% after deductible |
| Specialist visit | $65 no deductible | 0% after deductible |
| Inpatient hospital | 50% after deductible | 0% after deductible |
| Low-cost generic prescription drugs | $5 no deductible (Integrated with Medical deductible) | $5 no deductible (Integrated with Medical deductible) |
| View more info | Download pdf | Download pdf |
Resources
- Find out which health providers are available in these plans.
- Still have questions about the Personal Choice EPO health plan? Call a licensed agent to learn more about your health options at 1-888-475-6206 (TTY:711).
- Ready to enroll? Apply now.
Additional information
Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps Independence Blue Cross takes to help you receive appropriate covered services.