Personal Choice® EPO Catastrophic plan
A catastrophic insurance plan is for individuals under 30 and those with an extreme financial hardship. Catastrophic coverage protects you from the costs of worst-case scenarios, providing coverage for hospitalization or serious illnesses.
Is a catastrophic health plan the best option for you?
A catastrophic health insurance plan from Independence Blue Cross may be the best option if:
- You live in one of these five counties
- You’re under the age of 30
- You qualify for an exemption due to extreme financial hardship
- You’re young and healthy and need health coverage for “just-in-case” situations
- You qualify and you’re willing to pay a higher deductible for lower monthly payments
Personal Choice EPO Catastrophic — at a glance
| Personal Choice EPO Catastrophic | |
|---|---|
| Deductible | $9,200 |
| Primary care physician visit | Visits 1-3: $50 copay, no deductible Visits 4+: 0% after deductible |
| Specialist visit | 0% after deductible |
| Inpatient hospital | 0% after deductible |
| Low-cost generic prescription drugs | 0% after deductible (Integrated with Medical deductible) |
| View more info | Download pdf |
Like all Independence Blue Cross health plans, the catastrophic health insurance plan1 includes the 10 Essential Health Benefits. If you select a catastrophic plan, you will get three primary care physician office visits each year that are not subject to these deductible amounts.
Resources
- Find out which health providers are available in this plan.
- Compare the Catastrophic health plan to our other health plans.
- Still have questions about the Catastrophic health plan? Call a licensed agent to learn more about your health options at 1-888-475-6206 (TTY:711).
- Ready to enroll? Apply now.
Additional information
Review important information to get a better understanding of our individual and family health insurance policies and guidelines and the steps Independence Blue Cross takes to help you receive appropriate covered services.
1 The Personal Choice Catastrophic plan does not have out-of-network coverage, except for emergency care services.